The 1099 Dilemma As a self-employed professional, you are the CEO, the marketing department, and the HR manager. When it comes to health insurance, most CEOs only look at one number: the monthly premium. While a $0 Bronze plan looks great on a balance sheet, today I want to explain why the Silver Plan is … Read more
In my last post, we looked at how government credits can bring your monthly bill down to almost nothing. But as we head further into 2026, many of my 1099 clients are asking: ‘Bobby, if I have to pay a little bit for a Silver plan, should I just take the $0 Bronze instead?’ Today, … Read more
A Note from Bobby Jose I’ve spent over 24 years in the insurance world, and if there is one thing I’ve learned, it’s this: The most expensive insurance is the one you don’t have when you need it. I know that for many of you, the thought of adding a “monthly bill” feels impossible right … Read more